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This year we offered a special discount for the graduates who availed Qarz-e-hasna during their degree programs and now they have completed their degrees. There are students who might not be able to find suitable jobs and the financial suffering are so intense that they are st ill unable to pay back their loan. We offered a 20% discount on lump sum payment for three months. Many graduates availed this opportunity and they paid back their loan. We also encourage these students to help the ones in need i n their future when they are capable of doing so.Every act of kindness, no matter how small, is ever wasted. Let’s join hands in a noble cause of helping the underprivileged scholars at UMT and play your role in a great humanitarian effort initiated by ILM Fund. Your generous support can help transform lives. Together, we can help the Pakistani youth realize their true potential through the power of higher education.